my name is jay. i am a 74 year old money manager/spiritual coach and my wife crystal is a 60 year old therapist/bookkeeper. we both lead very active lives going to the gym, hiking, leading a caregiver's support group and couples workshops. i also volunteer at the marin humane society. there is a strong spiritual component to our lives as well. i have lived many years in india and indonesia and we have both travelled extensively in both asia and europe.