I am Samad, a retired merchant bank CEO of 73 and my wife Marina, 71, was Public Affairs Manager with Esso/Exxon. We have been spending our time travelling but have not tried doing it on a home exchange basis. We have three children - our eldest son (41) works with Microsoft Malaysia. Our daughter (36), works for ThomsonReuters in Boston, U.S. and our youngest son (33), manages his own software development business. They all live away from home.